Own your home? You might be paying more property tax than you need to.
If you’re a permanent Florida resident and your home is your primary residence, you could be eligible for the Florida Homestead Tax Exemption, a benefit that can save you hundreds of dollars each year on your property taxes.
Here’s a breakdown of what it is, who qualifies, and how to apply, plus a few helpful tips along the way.
What is the Homestead Tax Exemption?
The Homestead Exemption in Florida allows you to reduce the taxable value of your home by up to $50,000. That means the portion of your home’s value that your property taxes are based on gets lowered, which directly reduces your tax bill.
It’s available to homeowners who meet the following criteria:
- You were living in the home as your primary residence as of January 1 of the year you’re applying
- You own your home
- It’s your permanent residence (not a rental or second home)
How Much Can You Save?
- The first $25,000 applies to all property taxes, including school taxes.
- The second $25,000 (from $50,000 – $75,00 in home value) applies to non-school taxes only.
For many Central Florida homeowners, this results in annual savings of $500 to $800 or more.
When Should You Apply?
To claim the exemption for the current tax year, you must apply by March 1.
If you moved into a new home after January 1, you’ll need to apply by next year’s March 1 deadline to receive the exemption for that year.
How to Apply
You can apply online or in person through your county property appraiser’s office. You’ll typically need:
- A valid Florida driver’s license or ID
- Florida vehicle registration
- Proof of residency (like a utility bill or voter registration)
- Your property’s deed or tax ID
Use the appropriate link below to apply for your county:
Pro Tips for Homeowners
- Keep your documents updated – Your exemption can be revoked if your residency status changes.
- Portability matters – If you’re moving within Florida, you may be able to transfer part of your tax savings from one home to another. Ask about Save Our Homes Portability.
- Double-check your renewal – Most counties automatically renew your exemption, but it’s smart to confirm each year.
- Report any changes – If you turn your home into a rental, move out, or change ownership, notify your appraiser’s office to avoid penalties.
The Homestead Exemption is one of the simplest, most effective ways Florida homeowners can reduce their annual tax burden. If you haven’t claimed it yet—or if you’ve recently moved—now is the time to double check your status and make sure you’re not leaving money on the table.
Need help? Reach out to your local property appraiser’s office or visit FloridaRevenue.com for state-wide information.
Leave a Reply